By: Simon B
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Suing in Court for Money You’re Owed
If you’re owed money and the person who owes it refuses to pay up, you can use the court system to get it back. In some situations, the amount of money involved in a dispute may seem hardly worth worrying about. Certainly, if you have to resort to court action and face losing more in costs than you’re owed in the first place, it can make you decide to let the whole thing drop. However, if you’ve checked your rights and you know that you have a good case, you can sue quite cheaply in the County Court using the small-claims track for amounts of less than £5,000. The kinds of cases dealt with by this system are consumer disputes, disputes about ownership of goods, accident claims, and most disputes between landlords and tenants. You can also sue for compensation for personal injury if you’re claiming less than £1,000.
Because you can recover only limited costs if you win under the small-claims system, you’re unlikely to want to hire a solicitor. Because of that, the procedure is simple and informal, and you can conduct your own case. But do get help from the CAB or a Law Centre before you go ahead. You can’t afford to omit vital information when you’re filing your claim.
If you’re owed between £5,000 and £15,000, you can sue for the recovery of the money using the fast-track system if the trial isn’t likely to last for more than a day and limited expert evidence is to be heard. If you’re suing for more than small amounts, get legal advice.